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Pre-Registration Title Deeds
We have recently completed a purchase of property on your behalf, and confirmed to you that the Land Registry have registered you as the owner subject to the mortgage in favour of your lender.
Some years ago, now the Land Registry changed its practice so that all land titles are held electronically. In theory, and substantially also in practice, the electronic records at the Land Registry have replaced the physical deeds as evidence of title. They do not retain your deeds, and nor will your lender (with minimal exceptions).
We will be left with a bundle of deeds, known commonly as 'pre-registration' deeds. Though of generally of less importance, they can be very informative and helpful when you come to sell the house. We have such a packet of documents following your purchase, and ask you to decide what you want us to do.
Please, above all, remember that you will need these documents when you come to sell. Make a note of where they are and do not forget.
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